Insuring quilts are properly insured is an important consideration that many quilters may overlook. After dedicating numerous hours to designing, selecting fabric, assembling, and quilting, it is essential to take the final step of securing insurance for the work.

Quilts On The Wall does not provide insurance for quilts; rather, it is the responsibility of each quilter to manage this independently. While a quilt is on display at an exhibition, the vendor typically provides insurance, and during transit to and from an exhibit, the shipper insures the item. However, without a formal written appraisal, only the cost of materials may be recoverable, rather than the quilt’s full value.

For convenience, Quilts On The Wall organizes several appraisal days throughout the year. Currently, the appraiser is Arlene Stevens, a Certified Quilt Appraiser with extensive expertise in evaluating art quilts. Once an appraisal is obtained, it is recommended to contact an insurance agent to secure appropriate coverage.

By securing insurance for their quilts, quilters safeguard their investments against unforeseen circumstances. This measure not only provides financial protection but also peace of mind, knowing that their meticulously crafted works are covered. By doing so, they can ensure accurate valuation and coverage that reflects both the material and creative worth of their quilts.

• Arlene Stevens, Quilt Appraiser savethepieces@msn.com

• Chris Johnston, Quilt Insurance chris.johnston@usi.com

For quilt insurance, you could contact your homeowner’s insurance carrier.

Disclaimer

Quilts On The Wall is not responsible for any loss, theft, damage, or destruction of quilts submitted, displayed, stored, or transported as part of any event, exhibition, or activity. While reasonable precautions will be taken to ensure the safety of all quilts, participants acknowledge the unforeseen circumstances that may occur.

By submitting or displaying a quilt with QOTW, the owner assumes all risk of loss of damage and agrees to hold the Organization, its members and volunteers harmless from any claims arising from such loss or damage. Owners are encouraged to obtain their own insurance coverage.

By participating, submitting, or displaying a quilt, I read, acknowledge and agree to this disclaimer